Commercial Financing
What We Do
Oxford Capital partnering with PDS Capital Management is offering commercial loans and small business loans to businesses, investors and various real estate projects and programs. We provide a wide variety of commercial mortgage loans. We also offer loans for small business real estate, office buildings, healthcare facilities, industrial buildings, self-storage facilities, owner-occupied properties, special-purpose properties and much more!
Call (949) 334-2902 and ask for Caroline Coronel – Oxford Capital Loan Officer or email her at [email protected]
We are expert of small business loans and commercial loans. We serve owner-occupied businesses and focus on the needs of the small business owner to help them achieve their goals through mortgage lending. Your #1 source for commercial and small business financing…nationwide!
Professional Associations, Awards & Certifications
Approved by the Small Business Administration (SBA) as an International Small Business & Commercial Lender
Special Offers & Promotions
- Up to 90% Financing for Owner-Occupied Purchase – SBA 504 Program
- SBA Loans from $500,000 to $5,000,000
- Conventional Loans from $500,000 to $8,000,000
- No Application Fees for Refinancing
Specialties
- Experts at SBA Loans for Small Businesses
- Wide Variety of Commercial & Small Business Loans
- Serving Owner-Occupied Businesses
- Capable of Providing Loans to Business Owners Throughout the Country
- Focusing on the Needs of Small Business Owners
- Helping Small Business Owners Achieve Their Goals Through Mortgage Lending
Commercial Mortgage Refinance
See the basic benefits/overview to our programs below:
- Loans from $400,000 – $20,000,000
- Competitive interest rates
- Up to 90% loan to value for owner occupant type transactions
- Fixed rates to 25 years
- SBA loan program
- Virtually all building types
- Quick approvals, generally within 5 business days of receiving full package
- Owner occupant or investment properties
- Debt consolidation
We are closing commercial mortgage refinance transactions, have great rates, flexible underwriting and can get you approved in less than one week. Take a few minutes now to see how we can help you, by filling out our pre approval form.
Please note that commercial mortgage rates quoted here are for informational purposes only and change frequently. To speak directly with an investment advisor and to learn more about our financing services, please submit your secure loan request to email.
| MULTI-FAMILY COMMERCIAL MORTGAGE RATES | |||
| small portfolio ($400,000 to $3mm) | |||
| max LTV | fixed term | loan rate | max amort. |
| 75% purchase 75% refinance cash-out refinance – 70% |
floating | 5.39% – 5.49% | 30 |
| 5 year | 4.25% – 4.75% | 30 | |
| 7 year | 4.50% – 4.90% | 30 | |
| 10 year | 5.00% – 5.33% | 30 | |
| 30 year | 5.85% – 5.94% | 30 | |
| large portfolio – non-recourse ($1mm to $20mm+) | |||
| max LTV | fixed term | loan rate | max amort. |
| 75% purchase 75% refinance cash-out refinance – 75% |
Floating | 5.39% – 5.49% | 30 |
| 5 year | 3.94% – 4.13% | 30 | |
| 7 year | 4.32% – 4.47% | 30 | |
| 10 year | 4.73% – 4.85% | 30 | |
| 30 year | 6.22% – 6.33% | 30 | |
| special loan products | |||
| program | fixed term | loan rate | max amort. |
| Rehab / Bridge (75% LTC) | 1 year | 7.00% – 14.00% | interest only |
| OFFICE / INDUSTRIAL / NNN / RETAIL / STORAGE LOANS |
|||
| $500,000 to $1.5M | |||
| max LTV | fixed term | loan rate | max amort. |
| 75% purchase and refinance | 3 year | 4.25% – 6.00% | 25 |
| 5 year | 5.50% – 6.50% | 25 | |
| 7 year | 5.75% – 6.75% | 25 | |
| $1.5M to $10M+ | |||
| max LTV | fixed term | loan rate | max amort. |
| 75% purchase 75% refinance | 3 year | 4.25% – 6.00% | 25 |
| 5 year | 5.50% – 6.50% | 25 | |
| 7 year | 4.50% – 6.50% | 25 | |
| OWNER OCCUPIED / SBA / HOTEL / MOTEL LOANS | |||
| conventional and government programs | |||
| max LTV | fixed term | loan rate | max amort. |
| 90% purchase (SBA) 75% refinance | Floating | 4.00% – 6.50% | 25 |
| 3 year | 4.45% – 6.50% | 25 | |
| 5 year | 5.39% – 6.50% | 25 | |
| COMMERCIAL MORTGAGE MARKET RATES | |||
| index | current rate | last month | last year |
| prime | 3.25% | 3.25% | 3.25% |
| libor (6 month) | .74% | .75% | .49% |
| 5 year treasury | .1.16% | .90% | 2.03% |
| 10 year treasury | 2.32% | 2.04% | 3.32% |
Note: Depending on the Selling Banks privacy requirements, type of asset being offered and Patriot Act requirements, the following information may be required by selling bank during the transactional process: Proof of funds, History of funds, EIN, SSN, Date of Birth, Drivers License #, Experience/BIO, and possibly other qualification information.